VA Special Monthly Compensation (SMC)

VA Special Monthly Compensation (SMC) provides compensation to veterans and their families for disabilities like the inability to use a limb, amputation, or loss of senses. If you or a veteran you love has mesothelioma and a qualifying disability, we can help you access SMC and other benefits at no cost to you.

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“The Mesothelioma Veterans Center made sure my family got the benefits we deserved.”

U.S. Navy veteran with mesothelioma

What Is VA Special Monthly Compensation?

VA Special Monthly Compensation is tax-free money for veterans who have severe physical disabilities. It is an extension of the standard disability benefits package offered by the U.S. Department of Veterans Affairs (VA).

Here’s what to know about asbestos VA SMC:

  • Veterans can potentially receive hundreds to thousands of dollars through VA SMC, depending on the severity of their condition.
  • Since U.S. veterans with mesothelioma are typically considered 100% disabled, they may qualify for SMC if they’re dealing with another health issue.
  • Qualifying conditions for VA SMC include being bedridden, needing care from another person, or having lost senses, limbs, or the use of limbs.

The Mesothelioma Veterans Center can help you file for VA benefits like SMC or increase your disability rating after a diagnosis.

Major Jonathan Nelson (Ret), our on-staff VA-accredited attorney, is ready to file claims on your behalf for free. Get started right now.

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Eligibility Factors for Special Monthly Compensation for Veterans

U.S. veterans may qualify for VA SMC if they’re able to show that they developed a serious physical impairment.

Typically, a mesothelioma diagnosis alone is not enough to qualify for SMC. However, since the VA considers mesothelioma totally disabling, having a secondary qualifying health condition could allow veterans to get SMC.

To qualify, veterans must be facing:

  • Amputations of limbs or loss of eyes
  • The inability to get out of bed, leave the house, or care for themselves
  • Loss of use of body parts
  • Loss of senses like hearing and smell
  • Traumatic brain injuries

Our team can help veterans with mesothelioma determine whether they qualify for VA disability and SMC.

  • “When a veteran is diagnosed with mesothelioma, it's almost always going to be a 100% disability rating. And that money can go a long way towards helping provide for expenses and other things that come up during this particular time.”

    – Major Jonathan Nelson (Ret), VA-accredited attorney & Marine Corps veteran

How Does VA Special Monthly Compensation for Veterans Work?

VA Special Monthly Compensation classifies specific disabilities into rates that each pay out different amounts of compensation.

SMC disability rates are identified by letters (SMC-K, L, and M, for example). View VA SMC rates below.

SMC-K

This is the base Special Monthly Compensation rating. It’s available to any veteran who has lost the use of their hand, foot, eye, or voice, or for veterans who are deaf.

SMC-K provides $139.87 a month, which is added to a veteran’s VA disability compensation payout.

SMC-L Through SMC-O

These SMC levels are assigned for at least one of the following:

  • Inability to leave bed because of an illness
  • Loss or loss of use of one or more extremities
  • Loss or loss of use of one or both eyes (for example, blindness)
  • Partial or total deafness
  • Needing daily help with basic tasks (like dressing, bathing, and eating), known as Aid and Attendance (A&A)

Veterans with multiple disabilities or who have very severe ones receive a higher rating and more compensation.

Monthly payments start at $4,900.83 for those receiving SMC-L, with more money being awarded for higher ratings and veterans who have dependents.

SMC-R1 and SMC-R2/T

SMC-R.1 is assigned if a family member can provide Aid and Attendance for a veteran who is disabled due to an amputation, blindness, and/or deafness.

SMC-R.2/T is assigned to veterans who need Aid and Attendance from a licensed medical professional.

These pay the highest rates, awarding from $9,826.88 to over $12,000 per month in some situations depending on the number of dependents a veteran has.

Call (877) 450-8973 right now to find out if you qualify for VA SMC after a mesothelioma diagnosis.

SMC-S

The SMC-S rating is assigned to veterans who are housebound (confined to their home) because of a service-connected disability.

The base rate is $4,408.53 if veterans don’t have any dependents.

VA Disability Special Monthly Compensation Rates

The base SMC rates for 2026 range from $139.87 to $11,271.67 per month. Higher amounts can provide significant payouts to veterans with dependents like spouses or children.

Our special monthly compensation pay chart covers rates with and without a spouse.

SMC RateMonthly PayoutMonthly Payout With Spouse
K$139.87N/A
L$4,900.83$5,120.42
L 1/2$5,154.00$5,373.59
M$5,408.55$5,628.14
M 1/2$5,780.00$5,999.59
N$6,152.64$6,372.23
N 1/2$6,514.00$6,733.59
O/P$6,877.12$7,096.71
R.1$9,826.88$10,046.47
R.2/T$11,271.67$11,491.26
S$4,408.53$4,628.12

It may be possible to get additional compensation depending on the other veterans benefits that you qualify for.

How to Apply for VA Special Monthly Compensation

Veterans or their loved ones can access VA Special Monthly Compensation by filing a claim with the VA. Learn about the steps in the process below and see how we can make it easier for families.

1. Apply for VA Disability Compensation

Typically, VA Special Monthly Compensation is automatically added to your disability payout if you have a qualifying condition.

If you don’t already have VA disability compensation for mesothelioma, or are looking to maximize your benefits, we’re ready to help you at no cost.

Major Nelson can review your situation and help you file for the mesothelioma VA benefits you deserve. Get started now.

2. Gather Supporting Documents

Supporting documents, including medical evidence, service records, and any relevant statements, may be needed to receive VA SMC and other benefits for mesothelioma.

We’ll help you gather the correct information needed to file a VA disability claim so you can get compensation.

3. File Your VA SMC Claim

Once your application for SMC and any supporting records have been collected, Major Nelson can help you file the VA benefits claim.

The VA will review your application and use the provided evidence to determine your eligibility based on the severity of your disabilities. The VA may also request additional information to support your claim as it is being reviewed.

4. Receive Mesothelioma VA Special Monthly Compensation

Upon approval, the VA will notify you of your SMC benefits, specifying the type and amount and when you’ll start to receive them.

Your VA-accredited attorneys will keep you informed as the VA works to process your claim so you know when to expect compensation.

Find Help Applying for Mesothelioma VA Special Monthly Compensation

Veterans who are facing mesothelioma as well as disabilities like deafness or blindness may qualify for VA Special Monthly Compensation.

SMC can award thousands of dollars to affected veterans, ensuring they have the financial security to navigate life with these severe health challenges.

The Mesothelioma Veterans Center is proud to offer free help with accessing or increasing VA payouts to qualifying veterans.

Major Nelson and our team can:

  • Determine your eligibility for VA benefits
  • File VA benefits claims at no cost to you
  • Pursue additional support options to help your family

Get help filing for or increasing your VA benefits like SMC, or call (877) 450-8973 to get started.

VA Special Monthly Compensation FAQs

Is VA Special Monthly Compensation available for mesothelioma?

Special Monthly Compensation covers physical and sense-related health conditions like loss of a limb, vision, or hearing. This means it’s available to veterans with mesothelioma who also have one of these qualifying disabilities.

We can determine if you’re eligible for SMC or other benefits after a mesothelioma diagnosis and file claims for you at no cost. Call (877) 450-8973 to learn more.

What will be the VA Special Monthly compensation (SMC) rates for 2026?

Mesothelioma VA Special Compensation Rates rates for 2026 vary depending on the severity of your disability.

Right now, rates have a wide range from $139.87 to $11,271.67 or more per month, depending on each veteran’s unique situation.

Working with experienced VA-accredited personnel can give you a better idea of your likely SMC rate.

Does the VA offer back pay for SMC?

Yes, the VA may provide retroactive or back pay for Special Monthly Compensation.

The effective date for SMC payments is typically the date the VA receives the veteran's claim or the date the veteran becomes eligible, whichever is later.

Veterans should file their claims as soon as they believe they are eligible to ensure they receive the appropriate back pay.

How much does 100% SMC pay?

This depends on what disability or disabilities you have. Remember, SMC is paid in addition to regular VA disability compensation.

As of 2026, the VA pays out $4,158.17 to married veterans who have a 100% disability like mesothelioma.

If the veteran has another disability that makes them eligible for SMC, they could receive even more. In some cases, veterans receive over $10,000 a month thanks to SMC compensation for issues that are considered totally disabling.

Major Nelson can help you file for VA benefits like SMC or increase your disability rating for mesothelioma.

Is VA SMC automatic?

In most cases, yes. VA Special Monthly Compensation will automatically be paid out if you’re receiving VA disability compensation and have a qualifying condition.

If you are homebound or require Aid and Attendance and aren’t receiving SMC automatically, you can apply by using VA Form 21-2680.

Veterans Support TeamLast modified:
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Contributing Author

Christopher Dryfoos is a journalist and member of the American Medical Writers Association (AMWA). As the grandson of the U.S. Navy’s first forensic pathologist, he aims to help veterans with mesothelioma access needed care.